Scale your business.
Protect your cash flow.
We fund revenue generating assets your business needs to grow today. You pay a monthly fee and take full ownership when the term ends. Zero red tape. Same-day expansion with the advice to use it right.
at R780 per month Container funded for
Stephan at R900 per month Benches funded at
R450 per month
Do you qualify?
Three criteria. If you meet them, we can move fast.
1+ Year
Trading as a registered business
R1M+
Annual turnover
VAT
Registered for VAT
All three? You’re exactly who we built this for.
How asset-funded rent-to-own works
Not a loan. The asset secures the agreement. It pays for itself, then it’s yours.
You identify the asset
Container, machine, solar, vehicle – whatever your business needs to scale.
We approve fast
Same-day approval once your documents are complete. Immediate payout to the supplier.
The asset works for you
Monthly payments structured so the equipment generates more revenue than it costs.
You own it outright
Term ends. The asset is yours. No balloon payment. No residual. Full ownership.
Rent-to-own calculator
See what your business can fund and how quickly the asset pays for itself.
Your estimated monthly payment (excl. VAT)
R 0
Enter your asset value and monthly revenue to see your results.
Demo rates shown. Actual rates provided on application. CCS is an NCR-registered credit provider.
Businesses we’ve scaled
Real outcomes. Named businesses. Measurable growth.
Plato Coffee
Commercial Credit Solutions supported Plato Coffee with access to business funding that enabled expansion. CCS stepped in as a growth partner, helping Plato move from ambition to action by making the funding side of expansion more accessible and practical.
Wanatu
CCS supported Wanatu with asset-backed growth funding, helping the business put more vehicles into operation. For a mobility brand, this kind of funding directly supports service capacity: more cars, more availability and more customers served.
Ultimate Pet Care
Commercial Credit Solutions supported Ultimate Pet Care with growth and expansion funding. CCS helped the brand access the financial tools needed to scale its service model and strengthen its operational reach.
Close more deals.
We handle the finance.
Your client wants the equipment but can’t pay upfront. That sale doesn’t have to die. Partner with CCS and offer rent-to-own at the point of sale. We approve fast, pay out immediately, and manage the agreement. You focus on selling.
40%
More deals closed with finance at point of sale.
5 Min
Partner application
Questions owners ask before they start
What's the total cost compared to buying outright?
You’ll pay more than the cash price. That’s the cost of preserving your cash flow. But check the self-funding ratio in our calculator: most assets generate more monthly revenue than the payment costs. You’re not spending money, you’re deploying capital that keeps working while the asset pays for itself.
Do I actually own the equipment at the end?
Yes. Ownership is the whole point. You make your monthly rentals over the agreed term, and at the end the asset transfers to you. No renegotiation, no balloon surprise, no handing it back. It’s yours to keep, sell, or trade up. That’s the difference between rent-to-own and a conventional lease.
My bank says they can do this. Why CCS?
Banks can finance assets, but they assess you like a loan applicant: heavy on balance sheets, security, personal guarantees, and often slow to decide. Asset finance is all we do, so we look at the asset and the revenue it generates. That usually means faster approvals, less paperwork, and a structure built around how your business actually earns rather than a one-size-fits-all credit product.
What if my business hits a rough patch?
Talk to us early. We’d far rather restructure than repossess. Depending on your situation, we can look at reworking the payment profile or term to get you through a leaner stretch. The worst move is going quiet. One honest conversation usually opens up more room than you’d expect.
Is CCS a legitimate, registered funder?
Yes. CCS is a registered credit provider with the National Credit Regulator (NCRCP13995). Every agreement falls under the National Credit Act, with your rights and our obligations set out in writing. You get full disclosure of rates, fees, and total cost before you sign. Nothing hidden.
Questions owners ask before they start
Asset-funded rent-to-own for businesses ready to scale. Same-day approval.
Immediate payout. Full ownership at the end of term.